LIC Policies
Complete range of Life Insurance Corporation of India policies - from term insurance to pension plans.
LIC Tech Term
Online pure term plan with level or increasing sum assured
Key Features:
- Choose between Level or Increasing Sum Assured
- Flexible premium options (Single, Regular, Limited)
- High Sum Assured rebate available
Entry Age
18 years - 65 years
Min Amount
₹50,00,000
Policy Term
10 to 40 years
Tax Benefit
Section 80C & 10(10D)
LIC Digi Term
Digital term insurance with high sum assured at low premiums
Key Features:
- Flexibility to choose Level/Increasing Sum Assured
- Benefit of Attractive High Sum Assured Rebate
- 100% online process
Entry Age
18 years - 60 years
Min Amount
₹50,00,000
Policy Term
10 to 40 years
Tax Benefit
Section 80C & 10(10D)
LIC Jeevan Anand
Most popular endowment plan with lifelong cover
Key Features:
- Life cover throughout the policy term
- Maturity benefit at the end of the term
- Simple Reversionary Bonus additions
Entry Age
18 years - 50 years
Min Amount
₹1,00,000
Policy Term
15 to 35 years
Tax Benefit
Section 80C & 10(10D)
LIC Jeevan Labh
Limited premium payment endowment with guaranteed additions
Key Features:
- Limited premium payment term
- Guaranteed additions throughout term
- Loyalty additions at maturity
Entry Age
8 years - 59 years
Min Amount
₹2,00,000
Policy Term
16, 21, 25 years
Tax Benefit
Section 80C & 10(10D)
LIC Bima Jyoti
Non-linked savings plan with guaranteed additions
Key Features:
- Guaranteed additions every year
- Limited premium payment
- Loan facility available
Entry Age
18 years - 55 years
Min Amount
₹1,00,000
Policy Term
15 to 20 years
Tax Benefit
Section 80C & 10(10D)
LIC Bima Ratna
Limited premium endowment with high sum assured rebate
Key Features:
- High Sum Assured rebate
- Limited premium payment
- Guaranteed additions
Entry Age
18 years - 55 years
Min Amount
₹2,00,000
Policy Term
15 to 25 years
Tax Benefit
Section 80C & 10(10D)
LIC Jeevan Umang
Whole life plan with annual survival benefits
Key Features:
- 8% of Sum Assured as annual survival benefit
- 15/20/25/30 years premium payment
- Life cover till 100 years of age
Entry Age
90 days - 55 years
Min Amount
₹2,00,000
Policy Term
Till 100 years
Tax Benefit
Section 80C & 10(10D)
LIC Jeevan Utsav
Guaranteed annual payout with lifelong security
Key Features:
- 10% of Sum Assured as guaranteed annual payout
- Payout starts 3-6 years after premium term
- Whole life insurance cover
Entry Age
90 days - 50 years
Min Amount
₹2,00,000
Policy Term
Till 100 years
Tax Benefit
Section 80C & 10(10D)
LIC Amritbal
New child plan with guaranteed additions
Key Features:
- Attractive guaranteed additions
- Maturity at age 18-25 years
- Single or limited premium payment
Entry Age
0 years (child) - 13 years (child)
Min Amount
₹1,00,000
Policy Term
Till age 18-25
Tax Benefit
Section 80C & 10(10D)
LIC New Children Money Back
Money back plan for child's milestone needs
Key Features:
- Money back at ages 18, 20, 22
- Maturity at age 25
- Premium waiver benefit
Entry Age
0 years (child) - 12 years (child)
Min Amount
₹1,00,000
Policy Term
25 years
Tax Benefit
Section 80C & 10(10D)
LIC New Jeevan Shanti
Single premium deferred annuity with guaranteed rates
Key Features:
- Single Life or Joint Life option
- Guaranteed rates from policy start
- Deferment period of 1-12 years
Entry Age
30 years - 79 years
Min Amount
₹1,50,000
Policy Term
Lifelong
Tax Benefit
Section 80C
LIC Jeevan Akshay VII
Immediate annuity with 10 options
Key Features:
- Pension starts immediately
- 10 different annuity options
- Guaranteed annuity rates
Entry Age
30 years - 85 years
Min Amount
₹1,00,000
Policy Term
Lifelong
Tax Benefit
Section 80C
LIC Saral Pension
Standard immediate annuity plan
Key Features:
- Two annuity options only
- Simple and transparent
- IRDAI mandated standard product
Entry Age
40 years - 80 years
Min Amount
₹1,000/month
Policy Term
Lifelong
Tax Benefit
Section 80C
LIC Index Plus
NIFTY 50 linked investment plan
Key Features:
- Monthly premium from ₹2500
- Invest in NIFTY 50 stocks
- Guaranteed additions
Entry Age
8 years - 55 years
Min Amount
₹2,500/month
Policy Term
10-25 years
Tax Benefit
Section 80C & 10(10D)
LIC Nivesh Plus
Single premium ULIP with fund options
Key Features:
- Single premium payment
- Multiple fund options
- Top-up facility available
Entry Age
8 years - 80 years
Min Amount
₹1,00,000
Policy Term
10-25 years
Tax Benefit
Section 80C & 10(10D)
LIC Cancer Cover
Protection against cancer diagnosis
Key Features:
- Early and Major Stage Cancer cover
- Lump sum or installment payout
- Premium waiver on diagnosis
Entry Age
20 years - 65 years
Min Amount
₹10,00,000
Policy Term
10-30 years
Tax Benefit
Section 80D
PMJJBY
Pradhan Mantri Jeevan Jyoti Bima Yojana
Key Features:
- Premium only ₹436 per year
- Life cover of ₹2 Lakh
- No medical examination
Entry Age
18 years - 50 years
Min Amount
₹2,00,000
Policy Term
1 year (renewable)
Tax Benefit
Section 80C
All plans and features sourced from official LIC India website
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